RinggitPlan
A financial life planner built for Malaysians — map income, commitments and goals in ringgit and see the plan that actually gets you there.
- Year
- 2026
- Role
- Product, design & engineering (Kyra product)
01 The problem
Personal finance tools are either built for other markets or bury people in spreadsheets. Malaysians deserve a planner that speaks in ringgit, understands local realities like EPF and commitments, and turns numbers into an actual plan.
02 What we built
Model the money honestly
We started with the data model — income, fixed commitments, goals and time — so the maths is transparent and the plan is something you can trust, not a black box.
Design for calm
Finance is stressful enough. The interface is deliberately quiet: clear inputs, one plan, and the few numbers that actually matter, rather than a dashboard of noise.
Build to ship and iterate
A production Next.js app from day one — typed end to end, fast, and structured so features ship without regressions.
03 Stack
- Next.js
- TypeScript
- PostgreSQL
- Prisma
- Tailwind CSS
- Vercel
04 Where it stands
In active build ahead of launch. RinggitPlan will graduate from “coming soon” to live on this site — and this page will carry the real numbers when it does.
Next project
TripSync
Let’s build something.
Tell us what you’re trying to ship. We’ll tell you honestly whether — and how — we can help.